Disclaimer

1. General Disclaimer

The information provided on this website is for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will Infonix Insurance be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

2. Platform and Agent Service Disclaimers

2.1 Quote Accuracy

Insurance quotes provided through our website are estimates based on the information you provide. Final premium amounts may vary based on:

• Complete underwriting review and verification
• Additional information required during application process
• Current market conditions and pricing updates
• Risk assessment and evaluation results
• Regulatory changes and compliance requirements

2.2 Coverage Limitations

All insurance policies are subject to specific terms, conditions, exclusions, and limitations. Coverage may not apply in certain circumstances, including but not limited to:

• Pre-existing conditions (for health-related policies)
• Intentional acts or fraudulent behavior
• War, terrorism, or nuclear risks (unless specifically covered)
• Normal wear and tear or maintenance issues
• Events occurring outside the policy territory

2.3 Policy Terms

The complete terms and conditions of coverage are contained in the actual insurance policy documents. In case of any conflict between information on this website and the policy documents, the policy documents will govern.

3. Website and Technology Disclaimers

3.1 System Availability

While we strive to maintain continuous website availability, we do not guarantee that our website will be available at all times. The website may be temporarily unavailable due to:

• Scheduled maintenance and updates
• Technical difficulties or system failures
• Network connectivity issues
• Third-party service disruptions
• Force majeure events

3.2 Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of these external websites.

3.3 Data Security

While we implement appropriate security measures to protect your personal information, we cannot guarantee absolute security of data transmitted over the internet. You transmit information at your own risk.

4. Professional Advice Disclaimer

4.1 Not Professional Advice

Information provided on this website does not constitute professional advice and should not be relied upon as such. For specific insurance needs and complex situations, we recommend consulting with:

• Licensed insurance professionals or agents
• Financial advisors or planners
• Legal counsel when appropriate
• Tax professionals for tax-related implications

4.2 Individual Circumstances

Insurance needs vary greatly based on individual circumstances. What may be appropriate for one person may not be suitable for another. Always consider your specific situation, financial condition, and objectives when making insurance decisions.

5. Regulatory and Compliance Disclaimers

5.1 Regulatory Requirements

Insurance products and services are subject to state and federal regulations. Availability of products may vary by location, and certain coverage options may not be available in all jurisdictions.

5.2 Licensing

Infonix Insurance is licensed to sell insurance products in accordance with applicable state and federal regulations. Our license information is available upon request.

5.3 Compliance

We strive to comply with all applicable laws and regulations. However, laws and regulations change frequently, and we cannot guarantee that all information on our website reflects the most current legal requirements.

6. Limitation of Liability

6.1 Damages Limitation

To the fullest extent permitted by law, Infonix Insurance shall not be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever arising out of or connected with the use or misuse of this website.

6.2 Maximum Liability

In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website or using our services.

6.3 Force Majeure

We shall not be liable for any failure or delay in performance under this agreement due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, or government regulations.

7. Claims and Disputes

7.1 Claims Process

All insurance claims are subject to investigation and review. Payment of claims is not guaranteed and depends on coverage verification, policy compliance, and applicable terms and conditions.

7.2 Dispute Resolution

Any disputes arising from the use of this website or our services shall be resolved in accordance with our Terms and Conditions and applicable law.

8. Updates and Changes

8.1 Content Updates

We reserve the right to modify, update, or remove any content on this website at any time without prior notice. Information may become outdated, and we are not obligated to update it.

8.2 Product Changes

Insurance products, coverage options, and pricing may change without notice. Current offerings may differ from those described on this website.

9. Age and Capacity Disclaimer

Our services are intended for individuals who are at least 18 years of age and have the legal capacity to enter into binding agreements. Minors should not use our services without parental consent and supervision.

10. Geographic Limitations

Our services are primarily intended for residents of India. Availability of products and services may be limited in certain geographic areas. International users should consult local regulations and requirements.